TERMS AND CONDITIONS

Please read these Terms and Conditions ("Terms and Conditions" or "Agreement") carefully. This agreement captures your rights.

S Group International Inc. ("Company" or "we") provides access to shopping programs ("Programs") through troywell.org, www.troywell.org and mobile applications ("Company Property") under these Terms and Conditions.

• This agreement constitutes a legally binding agreement between each person who joins any of the Programs ("Participant") or otherwise uses any of the Company Property. if you are a Participant or use Company Property, you acknowledge that you have read this agreement and are bound by its terms and conditions.
• If you do not agree to the terms of this agreement, immediately terminate your participation and use of the program(s) and terminate your membership in the program.
• You agree to binding private arbitration and class action/jury waiver provisions, fully described in section 4 below, to resolve any disputes with the company, except those that may be brought in small claims court.

CHANGES IN TERMS AND CONDITIONS

• The Company may by operation of law change, enlarge, supplement, disable, delete or modify these terms and conditions at any time. Such change shall be effective when you become aware of it. The Company may customize the settings, including by allowing changes to the existing Terms and Conditions, by e-mail, regular mail, text message, messaging on applications, or by reasonable means now constructed or hereafter developed.
• Continued use of the Property by any after any such results means your conclusion with beneficial changes and your conclusion with the actual Terms and Conditions. If you do not encounter any changes to the existing Terms and Conditions, you may have a revealing protection that consumes your Property. The most current version of these Terms and Conditions will be available on our website and will supersede parallel versions.

Account

Our programs are available and must not be distributed or distributed to residents of the Economic Area ("EEA"). You must have been at least 18 years old to become a member of the program. Also, you must choose an email address and password to create a company user account ("Account"). Your account will be provided with a Troywell ID, which will allow you to access an extension of the websites and services of other S Group International Inc. companies using the same credentials. The historical person must be limited to using one account. Traditional offers and promotions offered by Spain include the programs discussed. Information you provide through one of our Programs may be stored and available for use in our other programs, including, without limitation, any stored payment card information. Any information you provide is subject to our Privacy Policy, which is real as references.

Informal Dispute Resolution

• We would like to be able to resolve your concerns without a formal court hearing. You agree to a small informal dispute resolution by submitting your request through our Member Services page. Please do not resort to choosing the topic of your request. We will try to resolve the dispute informally by contacting users via email. If the dispute is not resolved within 30 days of receiving it through this form, you or the Company may have taken the matter to court.

Resolution of disputes through binding arbitration; class action waiver

• This consideration includes any offers of liability, agents or broad subsidiary. Arbitration is a less formal way to resolve claims than conditional litigation in state or federal court. It uses a neutral arbitrator instead of a court or jury, and the arbitrator's decision is subject to limited review by the courts.
• All disputes allowing for arbitration of a claim (including disputes about scope, interpretation, infringement, applicability, enforceability, revocability, or present assembly) shall be decided by the arbitrator. The arbitrator also decides whether any arbitration award is covered. You also agree that the U.S. Federal Arbitration Act and the Federal Arbitration Act shall construe and enforce this FCA.

• Class Action Waiver: You and the Company also agree that each waives the right to a jury trial and that each may assert claims against the other only in his or her individual capacity and not as a plaintiff or class member in any putative class action or production representative, consolidated action or common law private attorney action. This means that neither you nor the company can pursue a class or representative action against each other, either in court or in arbitration, and no relief can be granted on a class representative or pro se basis. Nor may the arbitrator request or join another person to your request or issue an order creating the same result. You and the Company also agree that if the provisions of this paragraph are known as "
• Unlikely to be available under certain laws, arbitration under JAMS ( https://www.jamsadr.com/ ) in accordance with its Comprehensive Arbitration Rules and Procedures and in accordance with the Expedited Procedures in those cases or under the JAMS Simplified Arbitration Procedures and Procedures ("Rules"). The Rules are available online at: www.jamsadr.com The arbitrator must abide by the terms of this agreement. If your claim in arbitration is less than $10,000, you must comply with the JAMS Rules. US. The Company will reimburse you for your filing costs and arbitration fees at the conclusion of your share, unless your claim is determined by the arbitrator to be without merit. The exclusive venue for any dispute or matter arising out of this Agreement shall be in San Francisco County, California.
• Notwithstanding any provision of this meeting to the contrary, you agree that if we make any material changes to this arbitration provision in the future, you may reject any changes by sending us a minutes within three (30) calendar days of the change in the registration number of S Group International Inc.

• The current arbitration provision is optional. You may elect to participate in an arbitration meeting by sending the minutes and signed to S Group International Inc.: Legally within thirty (30) calendar days of registering as a Participant or using the General
• Judgment may be entered in a court of competent jurisdiction, or judgment may be entered in any court of competent jurisdiction and writ of execution, as the case may be, as the case may be.

Program License

Subject to this Agreement, we offer you a non-exclusive, non-transferable initiative (without the right to sublicense) to access and use the Property for your personal use to access the Program(s). You agree that non-compliance with any other rights, except as expressly provided in this Agreement. The ability to represent for yourself the right at any time to modify, restrict or terminate the Program and/or any Property Self and/or any Program or Property Self, with or without it. All rights not expressly granted hereunder are owned by or licensed to

Software Restrictions

You agree that you will not cause or allow the following to occur: (I) the frequency, likelihood or unreasonable overloading of the Property by yourself; (II) the introduction into the Properties of any code intended to disrupt the Program; (III) the modification or deletion of any information, data, text, links, images, software, chat, messages or other content accessible through the Properties (collectively, "Content"); (IV) access to the Program or Features through expert systems, your own agent, "bots" or other transport media

Programs

Cashback. We offer the option of a cashback program ("cashback") on purchases realized through the Company's Properties. The Company receives compensation for referring customers to retailers, brands, women and other affiliates participating in this Program ("Affiliate Stores"). Pays a portion of this compensation to its Participants as a cash refund. Compensation received by the Company may be related to whether or not retail products and merchandise are available on our site, where they are displayed, and how we promote them to you. Participation in this Program and the opportunity to receive selections is solely by choice.

(A) Cash Back Online. In order to earn cash back online, you must register on the site, log in to one of the Company Properties using the purchase links in the Company Properties, and log out to the purchase transaction during the trading session that you started after using the purchase link . If you visit other sites before completing your purchase or using coupons not provided by the company, your purchase may be distributed with a service other than the company and you may not receive cash back on your purchase. If you disable the cookie feature on your computer, you can't earn cashback because cookies are used to authenticate the user and verify that the chave account is eligible for cashback.

(B) in-store cashback. The Company may also offer you the opportunity to receive cash back on in-store purchases ("In-Store Cashback") in special cases of a physical store partner by linking your payment card to an in-store offer ("Card Linked Offer") and subsequently using the payment card to complete the purchase transaction in accordance with the terms of the card-linked offer. Vault Cashback Terms and Conditions accompanying each Card-Linked Offer, the order of receipt and payment of the Vault Cashback to the extent they are meaningful from the terms of this Agreement.

Guests. The Company offers hotel search sites through Company Properties ("Hotels") to assist you in locating hotels and making reservations. Use of Special Terms and Conditions of Use

Browser Extension. The Company may make a more convenient extension for the convenience of personal shopping ("Browser Extension"). Uses they mean from this meeting.

Troivell Marketplace. The Company may offer a marketplace through Property Properties ("Marketplace") so that you can sell products ("Products") to retailers, brands, manufacturers and other partners ("Sellers"). The Company is not a merchant registered for any purchases of Products sold through the Marketplace and assumes no obligation with respect to any Products purchased through the Marketplace. All purchases of Products arising through the Marketplace are subject to Seller's negotiation, including, without limitation, applicable shipping, privacy and return policies. Please review the applicable manufacturers before making purchases. Use of Selected Marketplace Troywell Marketplace Rules

Cashback Exceptions

cash back on a small purchase amount that does not include taxes, commissions, shipping, gift discount, rebates or credits, refunds or cancellations, and extended warranties. Gift card purchases are not eligible for cash back. Refund amounts vary by store and product category and include emissions from the terms of the offer and/or store offer. Please read the many events carefully.

Store Policies

Product purchased from any affiliate store or Seller, whether online or offline, is governed by and subject to the applicable policies of the affiliate store or Seller, including applicable exchange and shipping policies. You agree that we are not agents of any Affiliate Store or Vendor, and that Affiliate Stores and Vendors operate independently and are not under our control. Accordingly, your participation in offers, promotions or correspondence with any affiliate store or Seller is solely between you and that affiliate store or Seller. We assume no responsibility or liability for any part of such correspondence, offers or promotions, including, without limitation, withdrawal or modification of any such offer or promotion. The Company is not responsible for changes or discontinuance of any Affiliate Store or Vendor, or the withdrawal of an Affiliate Store or Vendor from the Program, or for any impact on cashback accrual caused by such changes, discontinuance or withdrawal from the Program.

Bonuses and Other Rewards

The Company offers bonuses or rewards from time to time for recruiting new members to the Program or for other specific activities. If you choose to participate in our referral program, your participation is subject to our Referral Program Terms and Conditions. The terms and conditions accompanying such offers shall govern their receipt and payment if the terms differ from the terms of this Agreement. All bonuses and rewards are subject to review. The Company reserves the right to withhold, reject or cancel any bonuses and/or rewards and/or close your account if the Company, in its sole discretion, deems any bonuses and/or rewards to be fraudulent, abusive, unethical, suspicious or otherwise inconsistent with our Referral Program Terms, this Agreement or any other applicable law or regulation. Our decisions are final.

Payment of cash and other benefits

• Requirements. In order to receive an accrued cashback, a condition of which is a refund, or other rewards, you must: (I) create and maintain an Active Account (see definition below); (II) provide a valid email address where you can receive email; (III) provide a password to protect your account; and (IV) provide a physical address and/or a valid PayPal email address to receive payment. If you choose to receive payment through PayPal, you must not use a PayPal account associated with another program account. One PayPal email address cannot be connected to more than one program account. In addition, you must not be a resident of a country subject to economic or trade sanctions by the U.S. Department of State or the U.S. Treasury Department's Office of Foreign Assets Control ("OFAC"), or be listed as a "designated national," "designated global terrorist," "unauthorized person" or similar categories within the OFAC sanctions regime. You also agree to provide such additional information as we may reasonably request to verify your identity as a condition of receiving payment

• Cash Payments. The minimum payment amount for the cashback program and other cashback program rewards is $5.01. Balances below $5.01 remain in your account for potential payment during the next pay period. The Company pays members in U.S. dollars by check, PayPal or such other payment methods as the Company may provide from time to time. Members can choose or change their payment options in their account settings through Company Properties. The Company pays its members accrued rewards under the cashback program in accordance with the current payment schedule. Note that accrual rates vary depending on affiliate store policies and reporting schedules. For example, refunds for travel-related purchases typically do not occur until after the trip is completed. The Company reserves the right to defer payment for any purchase based on changes to the affiliate store policy at any time. Company also reserves the right to change the payment schedule at any time. The Company is not responsible for payments delivered to the wrong address through no fault of the Company or for payment errors made by payment partners such as PayPal. If your check expires without being cashed or deposited, or if it is returned to the Company without being cashed, the amount of the payment will be returned to your Account, where it may be subject to the inactive account maintenance charges described in Section 12.2 below, unless you take appropriate action to restore your Account status.

• Gift Cards. From time to time, Company may offer gift cards in connection with a promotion or as an option for your cashback. Gift cards are subject to the terms and conditions of the gift card issuer and applicable affiliate store policies. Company is not responsible for lost or stolen payments, including gift cards.

• Account Adjustments. At our sole discretion, we may withdraw cash from your account to adjust refunds and cancellation of purchases under the cashback program. Any such adjustments will be made in accordance with this Agreement, applicable Company policies and terms, the terms of the affiliate store offer and any applicable laws, rules and regulations. The right to a refund is at the sole discretion of the Company for purchases made through the affiliate store. If the affiliate store fails to report the transaction to the Company or for any reason fails to make payment to the Company, the Company reserves the right to cancel the refund associated with that transaction. It is your responsibility to check your Account on a regular basis to ensure that the funds have been properly credited and disbursed and that your Account balance is accurate. If you believe that a cashback has not been properly credited to your account, you must contact Customer Service within ninety (90) days of the transaction. In addition, Company may, in its sole discretion, make adjustments to your account for refunds that it deems fraudulent, abusive, unethical, suspicious or otherwise obtained in a manner inconsistent with the Referral Program Terms, this Agreement or any other applicable law or regulation. Company decisions are final. If you do not agree with any adjustments made to your account or payments, your sole remedy is to withdraw from the Program.

• Taxes. You may be taxed upon receipt of bonuses and other gratuities (merchandise, trips, etc.) for recommendations or other promotional activities (such as sweepstakes prizes) in accordance with the tax laws of federal, state and local jurisdictions. You are solely responsible for any tax liability arising from refunds received in connection with any member referrals or promotional activities.

• Gift Cards. From time to time, the Company may offer gift cards in connection with a promotion or as an option for your cashback. Gift cards are subject to the terms and conditions of the gift card issuer and applicable affiliate store policies. Company is not responsible for lost or stolen payments, including gift cards.

• Account Adjustments. At our sole discretion, we may withdraw cash from your account to adjust refunds and cancellation of purchases under the cashback program. Any such adjustments will be made in accordance with this Agreement, applicable Company policies and terms, the terms of the affiliate store offer and any applicable laws, rules and regulations. The right to a refund is at the sole discretion of the Company for purchases made through the affiliate store. If the affiliate store fails to report the transaction to the Company or for any reason fails to make payment to the Company, the Company reserves the right to cancel the refund associated with that transaction. It is your responsibility to check your Account on a regular basis to ensure that the funds have been properly credited and disbursed and that your Account balance is accurate. If you believe that a cashback has not been properly credited to your account, you must contact Customer Service within ninety (90) days of the transaction. In addition, Company may, in its sole discretion, make adjustments to your account for refunds that it deems fraudulent, abusive, unethical, suspicious or otherwise obtained in a manner inconsistent with the Referral Program Terms, this Agreement or any other applicable law or regulation. Company decisions are final. If you do not agree with any adjustments made to your account or payments, your sole remedy is to withdraw from the Program.

• Taxes. You may be taxed upon receipt of bonuses and other gratuities (merchandise, trips, etc.) for recommendations or other promotional activities (such as sweepstakes prizes) in accordance with the tax laws of federal, state and local jurisdictions. You are solely responsible for any tax liability arising from reimbursements received in connection with any member referrals or promotional activities.

Maintaining Accounts

• Updating Your Account. You agree to keep your account information current, complete and accurate by updating it periodically through Company Properties. You must log in to the Company and enter your password in order to change your account information and payment options. You may check your Account status and up-to-date purchase and/or earnings history at any time via Company Properties. You agree to maintain the confidentiality of your Account information, including your username and password, which you use to access the Program. Any use of your username and password will be deemed a use by you, and the Company shall be entitled to act upon the instructions received under your password and shall not be responsible for any credits or debits made to your account by anyone else using your password. In the event of a security breach through your Account, you will immediately change your password and notify us of such breach. You agree that if you do not notify us immediately, we will assume that any instructions transmitted using your username and password are yours and have been authorized by you, and we will have no obligation to investigate the legality of such instructions.

• Private Office Activity. Personal account activity means that within the past twelve (12) months you must have performed one of the following: (i) updated your Account information, (ii) made a purchase or gone shopping through Company Properties, (iii) linked a payment card to a store offer, (iv) refunded or (v) logged into your Account. Except where prohibited by applicable law, if you have not engaged in any of the activities described in (i) through (v) for more than twelve (12) consecutive months, Company reserves the right to charge your account two dollars ($2.00) per month ("Service Fee") to reimburse you for account maintenance expenses in the normal course of business until your account is restored by one of the above transactions (v) through (i). If your account remains inactive for more than twelve (12) consecutive months and your inactive account balance equals or becomes zero, Company reserves the right to close it permanently and terminate record keeping and access to the program. Maintenance fees are non-refundable, but will not result in a negative balance on your account, nor will you owe any money to the Company.

• Fraudulent Activity. We reserve the right to investigate any purchase, referral activity or interaction with any Company property that we believe is an abuse of the Program. We reserve the right to cancel any cashback program, prohibit further payments and/or bonuses, and/or close any Member Account that, in our sole discretion, abuses the Program, including by engaging in a product return scheme after receiving the applicable cashback or by fraudulently creating multiple referral Accounts. Multiple accounts created under the referral program with the same name, email address or other identifying feature may be flagged as fraudulent referrals. Any failure to comply with this Agreement, any fraud or abuse in connection with accruing or receiving cashback or other rewards and bonuses, or any misrepresentation of any information provided to the Company by you or anyone acting on your behalf, may result in termination of your account and loss of any accrued cashback rewards. If the Company has reason to suspect fraudulent activity associated with your Account, the Company reserves the right to withhold or delay payment of cash. Any suspected or actual fraudulent activity will be handled in accordance with our fraud detection and analysis process. The Company's decisions are final.

Message Acceptance

By registering as a Member, you agree to receive communications and notifications by email. Our communications may be related to your account and participation in the Program (e.g., that we sent money to your account, that a purchase was made, that we are sending you a check on a certain date, etc.), as well as periodic emails related to purchases that highlight coupons and special offers available to Company Members. We may contact you about the Program by email or direct mail using the information you provide. Your consent to receive electronic communications includes any notices or other information that we may lawfully provide to you in writing or otherwise. You agree to keep us informed of your current email address if we change your information again after your registration date. We may also send push notifications when you install a mobile app. You may opt out of receiving certain messages in accordance with our Privacy Policy.

Corporate applications

The Company may provide access to software ("Company Applications") to access our programs without visiting troywell.org or www.troywell.org, including mobile applications and browser extensions. For purposes of this Agreement, references to Company Properties shall include Company Applications. Company Applications and the underlying information and technology may not be exported or re-exported to any country to which the United States has embargoed goods or to anyone on the U.S. Treasury Department's list of specially designated nationals or the U.S. Commerce Department's Table of Denial Orders. You represent and warrant that you are not located in any such country or on any such list, are not under control, and are not a citizen or resident, and that you will otherwise comply with all applicable export control laws. If you are an end user in the United States government, we license the Company Statement to you as a "Commercial Item" as that term is defined in the United States Code of Federal Regulations (see 48 C.F.R. § 2.101), and the rights we grant you to the Company Statements are similar to the rights we grant to all others under this Agreement.

Third Party Platforms

• Logging in through third-party social media platforms. In accessing or using Company Properties, we may provide access to services from one or more third parties ("third-party platforms"). Company Properties supports third-party platforms, including Facebook, Google, and Troywell ID, to make it easier for you to log in or create your account. Any use of third party platforms to create and access your Account is subject to the terms and conditions and privacy policies of such third parties ("Third Party Terms"). Your Troywell ID is subject to the Troywell Terms and Conditions and Privacy Policy.

• Google Connect. Google Connect is a feature that allows you to create or sign in to your account using your Google email account credentials. When you use Google Connect, your Google email account will automatically be linked to your account. You can deactivate your Google Account at any time by updating your Program Account Settings or removing authorization using your Google Account Settings. You do not need to connect your Google Account to your program account to participate in the program. Connecting your Google email account will allow us to access the content of your Google email account ("Account Content"). We will not delete or change the Content of your Account. We use your Account to confirm refunds more quickly and reliably, to personalize your experience with the Program, and to improve our services overall.

Feedback

You may be invited to provide us with feedback, comments, ideas, suggestions, feedback and other information about our programs ("Feedback") through Company Properties, our affiliate services or one of our service providers, such as Trustpilot. You hereby grant the Company and its affiliates and agents a non-exclusive, royalty-free, perpetual, irrevocable and fully sublicensable right to use, reproduce, modify, adapt, publish, perform, translate, create derivative works from, distribute and display Feedback in any media and for any lawful purpose, including, without limitation, the right to use such Feedback in advertising and promotional materials, to improve or enhance our services and products and services, and to improve our products and services.

Community Standards

By participating in the Program, you become a member of a community that depends on the goodwill and responsible behavior of each of our members. Members are required to refrain from transmitting images or text that are ethnically defamatory, obscene, sexually explicit, inflammatory or derogatory comments or any other material that could be construed as offensive or insulting, directed at the Program, the Company Property, our employees, contractors/agents, our affiliate stores, vendors or other members. This includes posts via social media or other Internet sites that violate the above community standards, encourage gambling or fraudulent behavior. Members who violate this provision, as we have determined in our sole discretion, may be denied access to the Program without notice.

Property

All right, title and interest in the Program, Company Property and Content are owned by the Company or its licensors. In addition, the Company shall retain all right, title and interest in the Troywell mark, the Troywell logo and any other service marks, trademarks or logos of the Company and its affiliates ("Company Marks"). Company Marks may not be used in connection with any product or service that does not belong to the Company, may cause confusion among customers, or in any other manner that disparages or discredits the Company. You must never pay for advertising on any search engine keywords containing "Troywell," "Troywell Cashback" or anything substantially similar to "Troywell," "Troywell Cashback" or any other Company Brand, including, without limitation, troywell.org. You must not mention or use the Company in any promotional text, extensions or banner advertisements without the written consent of the Company. All other trademarks not owned by the Company and used in the Programs are the property of their respective owners, who may or may not be affiliated with or sponsored by the Company.

Indemnification

You agree to indemnify the Company, our affiliate stores, our Sellers, and their respective officers, directors, employees, successors, agents and affiliates from and against any claims, damages, losses and causes of action (including attorneys' fees and court costs) arising from or related to your violation of this Agreement or any materials in any form provided by you (or through your username and/or password). You agree to cooperate to the fullest extent reasonable and necessary for our defense and/or settlement of any claims. We reserve the right, in our sole discretion, to assume sole control of the defense and settlement of any matter subject to indemnification by you.

Warranty Waiver

The program, content and properties of the company are provided "as is" and without warranty of any kind, express or implied, including, without limitation, title, merchantability, fitness for a particular purpose or non-infringement. we make no warranty as to the quality, accuracy, currency, completeness, reliability or validity of the programs, content or properties of the company, including, without limitation, product search results, product descriptions, product availability, price information tips, opinions, statements of

Limitations of Liability

• In no event will the company be liable for any special, incidental, indirect, exemplary or other consequential damages, lost profits, loss of data or loss of use, even if advised of the possibility of such damages, to the maximum extent permitted by applicable law, you agree that the maximum aggregate liability of the company arising out of this agreement will not exceed fifty dollars ($50 US) or the maximum refund de

• This agreement is effective upon your acceptance and will remain in effect until you or we terminate your membership in the program. we may terminate this agreement and terminate your use or access to the program at any time, for any or no reason. any violation of this agreement or the program terms and conditions may result in termination of your account and forfeiture of expected or previous cashback and other rewards. we may, in our sole discretion, at any time and without

Termination or suspension

General Terms

• Entire Agreement. These Terms constitute the entire agreement between you and the Company and govern your use of the Products or Company Property, superseding any prior agreements between you and the Company with respect to the Products or Company Property (including, without limitation, earlier versions of this Agreement that may have been accepted by you). Any representations or agreements made or entered into elsewhere, directly or indirectly, in writing, orally or in advertising, shall not be binding on the Company unless otherwise expressly confirmed to you in writing by the Company. You may also be subject to additional terms and conditions that may apply when you use or purchase certain other affiliate services, content or third party software. Choice of Law. The lawfulness, interpretation and interpretation of this Agreement and the relationship between you and the Company, including the rights and obligations of the parties, shall be governed by the laws of the State of California in the United States of America without regard to its conflict of law provisions. This does not limit the protection afforded to you by provisions that cannot be derogated from by agreement of the parties by virtue of applicable law.

• Interpretation. The headings in this Agreement are for convenience only and shall not affect the interpretation of this Agreement.

• Disclaimer and Severability of Terms. Any waiver or failure to enforce any provision of this Agreement in one instance shall not be deemed a waiver of any other provision or of such provision in any other instance. If any provision of this Agreement shall be held invalid, such invalidity shall not affect the remaining provisions unless otherwise specified.

• Assignment. You may not assign, transfer or otherwise dispose of your rights and obligations under this Agreement, in whole or in part, without our prior written consent, and any such assignment without such consent will be void. The Company may transfer, assign or otherwise dispose of these Terms without your consent.